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Seat Belt Reminder From Ohio

This important seat belt reminder is published by The Ohio State Highway Patrol. It is a dash-cam video of a young man who loses control of his vehicle and is thrown out. The young man survives the crash. Next time he might not be as lucky.
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5 Ways To Lose Your Driving Privilege

Even if laws differ between U.S. States, there are some violations that will most likely result in a loss of your driver's license in every state. They may lead to either a suspension or a revocation. If your license is suspended or revoked in one state, you will not be issued a license in another state. There are basically three types of license punishments: suspensions, revocations, and cancellations. The meaning vary slightly between the states, but in general the following applies:
  • Suspension:: A temporary withdrawal of your driving privilege. When the suspension period has passed, everything goes back to normal and your license is restored. You have served your time.
  • Revocation:: A indefinite withdrawal or complete termination of your driving privilege. When the revocation period has passed, you must apply for a new license and often go through the whole testing phase again. There is no guarantee that you will get your license back. Your state may deny your application for several reasons.
  • Cancellation:: The reasons for your privilege no longer exist or you are disqualified. This is often the case when you gave wrong information in your application or shouldn't have been issued a license in the first place. Your license may also be canceled for health reasons.

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California fines Mercury Insurance for Unapproved Broker Fees

A law in California prevents auto insurers from charging excessive rates and requires that rates be approved by the state Insurance Commissioner. From 1999 through 2004, Mercury’s insurance agents have charged consumers unapproved broker fees on more than 180,000 transactions. By doing so, the auto insurance company improperly collected $27,593,562 million from consumers, California state says. Mercury Insurance of Los Angeles has now been ordered by the California Department of Insurance to pay a fine of $27.56 million. Read more about this case.
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