What can you do to avoid having your car stolen?
Lock your car
Let us start with the obvious. Close all windows, lock the door, and take the key with you. Leave your car in populated and well-lit areas.
At home, park your car in a garage.
Car theft used to be a teenager pastime. Today, organized professionals account for more than 80 percent of all car thefts. These professionals know that most people will just walk the other way when they hear a car alarm.
The alarm, however, still raises the difficulty of theft.
With new cars you can often get a second layer of protection with electronic immobilizers. These devices prevent thieves from bypassing your ignition and hot-wiring the vehicle. Smart keys, and starter, ignition, and fuel pump disablers are just some examples.
You should do whatever you can to warn a thief that your car is protected. Some common devices include: steering wheel locks, brake locks, theft deterrent decals, and identification markers in or on vehicle, and VIN etching.
VIN etching is often recommended by car insurance companies and police and can be offered at a low cost. With your VIN number on all windows you may get insurance rate reductions of as much as 15% in some states.
Some sort of tracking device is becoming more and more popular. GPS and wireless technologies can allow remote monitoring of your car and help police to recover it.
Investing in new anti-theft technology may pay off pretty quickly if you can get a discount on your car insurance premium. Make sure you tell your agent about all your anti-theft devices.