When do you need proof of insurance?
In most states you need to carry proof of liability insurance whenever you drive. That is also the most common answer to this question on a knowledge test.
You must be able to show written evidence of your car insurance when asked to do so by a police officer. You must also be able to show such proof to other drivers when you are involved in a car accident.
It is also common that state rules require you to show your insurance card when registering a vehicle or having your vehicle inspected.
Failure to carry proof of insurance may result in fines, points on your driving record, or even a suspension of your driving privilege.
Different Rules in Different States
Remember that rules are different between states. Some states allow you to carry proof on an electronic device, such as a cell phone, others don’t. If you travel across state lines, you should keep a written copy in your glove compartment. Just to be on the safe side.