What is a Driving Record
Your driving record shows possible violations, tickets, and accidents. Depending on the type of violations, demerit points on your record can result in higher car insurance premiums. If an employer checks your driving record, too many points can also affect your possibilities to get the job you want.
Check Your Record
You can get a copy of your record by contacting your state Department of Motor Vehicles (DMV) or Department of Public Safety. You can often do this online.
Check the record to see if accidents and traffic violations have been correctly reported. Records usually cover a period of three to five years. This varies by state.
Then, ask about options for removing the accident or violation from your record.
Asking for a removal of a violation before the expiration period is called an expungement request. Some states may give you the option to take a defensive driving course or other driver safety courses to eliminate points or entries on your record.
A single speeding ticket usually does not affect your car insurance, but together with other violations, it might. So keeping a clean record is in your interest. In most states, attending a driving course will remove the points for a speeding violation. An example of this is the New York Point & Insurance Reduction Program. New Yorkers may reduce as many as four (4) points on their driving record.
Instead of thinking it will go away by itself, talk with your DMV office today!
Photo of woman with laptop by C. Baudot