Permit Practice Test NY - New Video Series

Permit Practice Test NY Now on Video

We have uploaded our first permit practice tests for New York on YouTube. Each video holds ten questions and answers for the New York DMV test. Studying to get your New York teen driver’s permit or full driver’s license has never been easier. Take the permit practice test on our website to learn and fully understand the contents of New York Department of Motor Vehicles Driver’s Manual. Use the videos when you are on the go, need a quick recap or reminder, or need something similar to flashcards.

A First Set of Three Videos

The first set consists of three videos. The plan is to release additional sets during spring, until we cover all DMV questions.

Remember, trying to just memorize answers is usually not a good idea. When you get behind the wheel you want to be a safe driver and fully understand your rights and responsibilities. Remember, traffic crashes still remain the No. 1 cause of death among teenagers. The overwhelming majority (75 percent) of serious teen driver crashes are due to “critical errors” and “lack of knowledge”. Take your DMV knowledge test seriously.

Studies That Will Pay Off

Feedback shows that students who use our practice tests have an overall pass rate of more than 95% on their first DMV knowledge exam. You should compare this to a first time pass rate of around 65%, which is common in most a states. Studying the driver’s manual and spending time with online practice tests will pay off. Our tests are well-regarded by high schools, colleges and driving schools. You can be sure that we have the questions and answers you need.

Videos Currently Online

Car maintenance - copyright: rido

Car Maintenance – Keep Your Car Running for as Long as Possible

Knowing a bit about car maintenance is often in your best interest to keep an older car running for as long as possible. While having a new car is great, it’s also an extremely expensive undertaking.

Between paying your monthly car payments and spending a small fortune on car insurance, you may find yourself pining for your old set of wheels and the relatively low cost of maintenance. It’s often a good idea to keep your old car running a bit longer rather than trading it in the second you’re tempted by a newer model.

Here is a look at several ways you can extend the life of your car by good car maintenance and simply changing up a few of your habits.

Keep up with Regular Service

Check your owner’s manual, and you will find a clearly laid out maintenance schedule based on time and the number of miles your car has been driven. It’s important to keep up with these routine tune-ups.

Regular service includes minor fixes like regular oil changes to more expensive repairs like changing out a worn timing belt. You can save a lot of money by doing preventative car maintenance rather than waiting until something actually goes wrong.

Change the Way You Drive

It may sound like common sense, but one of the best ways to extend the life of your car is to simply be a gentler driver. Accelerating too quickly or slam on the brakes from time to time have a negative impact on your car over time.

While you don’t actually need to baby your car, it’s still in your best interest to drive gently.

You should also make sure you drive safely. Getting into an accident, even a minor one, may hike your auto insurance premiums. You may also find that an old car is too costly to fix.

Don’t Ignore the Little Things

What if your car starts making a weird noise (such as clicking, squealing, grinding, or scraping)? You shouldn’t ignore it and hope it gets better on its own. Often, new noises or bizarre behavior can be the first signs that something major is going on. Address the problem before it has a chance to escalate. This can often save yourself a lot of trouble – and a lot of money.

Check Fluids and Tire Pressure

Even if you know nothing about cars, it’s still easy enough to learn how to check your fluids and maintain your tire pressure.

Find out how to check your oil, transmission fluid, brake fluid, power steering fluid, coolant, and windshield wiper fluid. There are instructions in your owner’s manual. It is also easy to learn these car maintenance checks by watching a YouTube video.

Check your tire pressure at least once a month. Add air when necessary. Your tires will last longer and you will also save on fuel.

Keep It Clean (Especially during the winter)

You may think getting a car wash is simply a cosmetic choice. Think again. Keeping your car clean can actually help extend its life. You car’s paint job helps protect the vital components underneath. Wash your car regularly and wax it to keep water from pooling.

If you live in a cold climate where it snows throughout the winter, your car is also likely covered in salt and other chemicals used for deicing. Wash these off as often as possible during winter. Otherwise, they may eat away at your car and promote rust.

Find a Mechanic You Trust

It is usually not a good idea to hop around between mechanics trying to find the best deal. Instead, find someone you trust to tell you the truth and treat you right.

Sticking with a regular mechanic for your car maintenance can actually save you money. Their records show what services have been done in recent tune-ups. That way you don’t end up spending money replacing something that was brand new a few months ago.

Summary

As your car builds up mileage, you can be proud of the job you’re doing to keep it running. Good car maintenance means your car will be good to you for many years to come. You will, hopefully, also be able to save a buck or two during these years.

Park on Hills - Illustration from Highway Code GB

Knowing How to Park on Hills is a Must

Even if a few states fail to mention this in their driver’s manual or handbook, it is important to understand proper parking on hills. You must understand why you park differently if you face uphill or downhill.

Improper is an offense and may result in a ticket. Expect this to be enforced in some cities.

A Pitfall on the DMV test

Consider the following question: You park on headed uphill and there is a curb. How should you turn your front wheels?

On the California test, 49 percent of the test takers pick the correct answer. The correct procedure is described on page 46 in the California Driver Handbook along with a good illustration. This, of course, makes it easier for you to learn.

On the Florida test, only 38 percent get the question right. Correct parking is basically described in the handbook with images only. It is easy to miss this when you study the Florida Handbook.

In Connecticut, more than two out of three miss this question (only 32 percent get it right). The driver’s manual does not mention how to turn the wheels when facing uphill. But you are still required to know this, since it is part of your behind-the-wheel driving test.

Park on Hills – The Rule is Simple

To make it very simple, there is only one thing you have to remember: uphill and a curb!

When you park on hills and face uphill and have a curb, you take advantage of the curb as an extra brake. Turn your steering wheel away from the curb when facing uphill. Let the vehicle roll back a little bit. The back of your front wheel will touch the curb and act as a brake. If you do this, your car will not go anywhere. Set your parking brake. Use “park” if your car has an automatic transmission. Turn off ignition and remove your key.

I all other situations, you turn the front wheels the other way. This means that your front wheels should point toward the curb or side of the road. Facing downhill, the curb will once again act as a brake. When there is no curb, your car will roll off the road – should your parking brake fail!

More About Parking

Additional reading: Parking on Hills

Video released by dmv.ca.gov: California DMV Parking

Driver Knowledge Test at California DMV - Copyright: dmv.ca.gov

Immigrants Struggling with the Driver Knowledge Test

California DMV (www.dmv.ca.gov) now releases the test pass rates for the driver knowledge test under AB60. It is discouraging news for all who wants to get their first driver’s license or permit in California. Or, as one test taker puts it: “Everybody fails this test. It is just not fair!

In California, the new driver’s license law known as AB60 went into effect in January, 2015. This law allow undocumented immigrants (non-visa status) to apply for a California driver’s license. An applicant must prove identity and that he or she has been living in California during the last six months.

So far, more than 115,000 applicants has taken the written driver knowledge test. In the coming years, California DMV estimates that more than 1.5-million people will take the test to get their official California driver’s licenses under the new law.

Test Pass Rates for the Driver Knowledge Test

The test pass rate among new tests takers are very discouraging. On the Spanish driver knowledge test only one out of three test takers pass, according to numbers released by www.dmv.ca.gov. On the English test the passing score is 54%. Which means that only one out of two pass their first driver knowledge exam.

In Nevada, which implemented a similar law, it is even worse. The passing score among Spanish speaking test takers is a mere 30 percent (less than one out of three).

Is the Driver Knowledge Test too Difficult?

If you are an illegal immigrant who has been driving without a license, you want to take the opportunity and get an official driver’s license. You also want to pass this knowledge exam with ease.

Driver’s Prep have free practice tests available in English. More than 1,000 questions for California and currently 600 questions for Nevada. We suggest that you get a copy of the California or Nevada driver handbook. Read this booklet carefully. Then, take several practice tests at driversprep.com. Remember, you need a large pool of question to really make sure you cover all areas. You will only find this at Driver’s Drep, nowhere else. Remember, there is no need to pay for permit practice tests or give up any of your personal information.

Check out the limited sample tests at the official www.dmv.ca.gov and at www.dmvnv.com as well.

Understanding

When taking a sample test at www.dmv.ca.gov, www.dmvnv.com, or driversprep.com, make sure you understand both the questions and the answers. Read the comments carefully and compare with the handbook. Everything is there for a reason!

Practice Permit Tests in Spanish

Currently, we only have practice tests in the English language. We will provide these test in Spanish later this year. Let us work together to get better Test Pass Rates in 2015!

Source

Weekly statistics from www.dmv.ca.gov is found here: News Release 2015

Smiling teen girl - copyright: Wavebreak Media Ltd

Should a Child Be on the Parent’s Auto Insurance Policy?

As teens reach the age where they can get a driver’s license, parents usually don’t question the fact that they’ll need to hand their kids the keys to the family car once in a while—after all, being able to drive is a skill teens will rely on often as adults. Letting kids drive usually prompts parents to wonder whether if they need to add children to auto insurance policies, however. The answer isn’t always the same for everyone.

Standard Protocol and Fraud

Insurance companies usually want you to include all licensed drivers who live at your home on your policy as a matter of standard. The reason is that, practically speaking, most family members hand the keys over to each other out of convenience. The more family members drive your vehicles, the greater their accident risk is, simply because they get on the road more often.

Insurance companies want to be properly compensated for taking on this increased risk, but if they don’t know everyone who is licensed in your family, it’s very difficult for them to give you an appropriate premium rate. As a result, if you purposely aren’t honest about everyone who could be driving regularly and get a subsequently lower price, it’s seen as fraud. From this standpoint, your child likely will need to go on your policy, unless you are willing to use what is known as a “named exclusion” – this option declares that you willingly exempt the named individual from coverage.

When setting up a policy, insurance agents also look at whether your child already has a vehicle and insurance of his own. If he doesn’t, then the odds that he’ll look to your vehicle are much greater, and putting him on the policy makes sense. Frequency of use also matters, however. Some companies include those you give permission to drive the vehicle in their definition of an “insured person,” so if this is the case for you and your child drives your car only once in blue moon, it isn’t always necessary to add him, depending on whether he’s currently living at your home.

Major Advantages: Extended Protection and Lower Later Rates

Insurance agents usually recommend putting your child on your policy not only because it protects you from accusations of fraud, but also because it extends the protection your child will have in the event of an accident. If he is not on your policy, for instance, he is covered only in the vehicles you own. If you include him, however, he is also usually covered when he drives or rides in someone else’s vehicles. This coverage is especially important when it comes to covering the costs of medical treatment, which can far exceed the price of car repairs or replacement.

Putting your child on your policy also allows your child to show later on that he’s already had some auto insurance coverage. This coverage history often qualifies him for a reduced premium rate when he goes to get his own policy. Insurance often is much more affordable as a result, which matters a lot for young people who often have fairly limited incomes and other expenses such as education to consider.

Major Disadvantage: Higher Premiums

Many parents want to avoid putting a child on their auto insurance policy simply because they know it will jack up the amount required in premiums. Statistically, however, it’s no secret why insurance companies ask you to shell out some big bucks when you add a child to your policy.

Studies have shown that teenagers are much more likely to get in an accident, which is largely due to their lack of experience on the road. Insurance companies offset the increased risk that they’ll need to pay out on child-inclusive policies by having clients pay higher premiums. When you add your child to your policy, you should be ready for this hike in price and understand that, as unfortunate as it is for your wallet, it’s simply a matter of good business for your insurer.

The Bottom Line

Generally speaking, you should add your child to your insurance policy if your home is his legal address and he lives with you, he will drive the vehicle frequently and he doesn’t have a set of insured wheels of his own to use. This will make your premiums higher in most cases, but these premiums are usually worth it for the extended protection and possibility for lower later rates they offer.

References:

Frazer, C. (2012). Does my auto insurance cover others who drive my car? Autoinsurancequotes.
Insurance Providers. (n.d.) If your child only drives occasionally do you have to add them to your insurance policy? Insurance Providers.


Wanda Thibodeaux   By: Wanda Marie Thibodeaux